Estimate your monthly payment and understand your options before you make an offer.
A rough estimate of what buyers and sellers typically pay at closing in Texas.
Typically require higher credit scores and a down payment starting around 5-20%, with no upfront mortgage insurance fee.
Popular with first-time buyers — lower down payment minimums and more flexible credit requirements, with mortgage insurance built in.
Available to eligible veterans and military families, often with no down payment required. Jose has experience working with veteran homebuyers.
Zero-down financing for eligible rural and semi-rural properties — worth checking for many South Texas addresses.
This is general information, not financial or lending advice. Loan eligibility and terms depend on your individual situation — talk with a licensed lender to confirm what you qualify for.
A short list of lenders Jose has worked with directly on past closings. You're never required to use one of these — but they're a solid place to start if you'd like a recommendation.
This list is sorted alphabetically and is not a ranking, endorsement, or preference of any kind. You are free to work with any lender you'd like — you are not required to choose one from this list. "Apply Now" links take you to each lender's own website, which is not owned or operated by Gateway Realty Group. We are not responsible for the content, privacy practices, or accuracy of these third-party sites.
More lenders will be added here soon.
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