Military & Veteran Home Buying

VA loan basics

VA loans are one of the strongest benefits available to eligible veterans and active-duty service members, and Jose has experience guiding military buyers through the process.

• Zero down payment

  Eligible VA loans can allow 0% down, compared to the 3-20% typically required on conventional loans.

• No private mortgage insurance

  Unlike many conventional and FHA loans, VA loans don't require monthly PMI, which can mean real monthly savings.

• Certificate of Eligibility (COE)

  Your lender will need your COE to confirm your VA loan eligibility — this can usually be requested online through the VA or with your lender's help.

• PCS timelines

  Military relocations often run on tight timelines. Jose works to move quickly and communicate clearly around PCS orders and deadlines.

This is general information, not financial or lending advice. VA loan eligibility and terms vary by individual circumstances — talk to a VA-approved lender for details specific to your situation.

Why work with Gateway Realty Group

• ✓ Experience working with military buyers and PCS timelines
• ✓ Familiarity with VA loan requirements and appraisal standards
• ✓ Bilingual communication, English and Spanish
• ✓ Can coordinate remotely for buyers relocating from out of state